A Cool 1 Million dollar: Meet the World's Most Expensive Stereo

'Mark Rosen, the owner of a Manhattan legal recruiting firm, is the proud owner of Goldmund Epilogue Signature Audio System. At $1 million, it is considered the most expensive and coveted home stereo system in the world.

Citibank singapore Christmas Gifts Galore-Christmas Promotion

Bank with Citi Bank

To add more festive cheer to the season, be rewarded with a chance at our Christmas sure win lucky dip when you participate in one of the following:

Start a banking relationship Increase your balances with us New to investment or insurance Take up two Foreign Currency Time Deposits Adopt a wish under The Boys' Brigade Share-a-Gift 2012 programme Sign up for electronic statement

To find out more, click here.

Prizes include movie tickets, Christmas log cakes, airport limousine transfers and more. For details, visit us at the following locations: Click here to locate your closest branch.  Invest or Insure with Citi bank Up to S$210 when you increase your balances and invest or insure with us Up to S$500 if you are new to investment or insurance To find out more, click here. You will also be entitled to a chance at our Christmas sure win lucky dip* when you participate in any of the above.

Adopt a Wish

Adopt a wish at the following locations:

Wish adoption period: 15 November to 14 December 2012

To fulfill the wish, drop off your gift on the following collection dates and location:

Date : 1 Dec, 8 Dec, 15 Dec 2012 Time : 9.00am to 3.00pm Location : Paragon Citigold Centre Parkway Parade Jurong East

For more information on The Boys' Brigade Share-a-Gift programme, please contact The Boys' Brigade* at 1800-BBSHARE (1800-227-4273). Alternatively, you may email by submitting your query via The Boys' Brigade Share-a-gift website.

We thank you for your generous contribution and support this festive season.

The Boys' Brigade Share-a-Gift 2012 programme

For 25 years, The Boys' Brigade has been seeking to bring cheer to the less fortunate by collecting food and household items, and fulfilling Christmas wishes of the beneficiaries through The Boys' Brigade Share-a-Gift programme. These gift items reach out to some 6,500 households who are receiving assistance from Government-funded ComCare programmes and from 173 Voluntary Welfare Organisations.

*Line is open from 20 November to 14 December 2012.

Instant Dip:

To add more festive cheer to the season, be rewarded with a chance at our Christmas sure win lucky dip when you participate in one of the following:

Start a banking relationship Increase your balances with us New to investment or insurance Take up two Foreign Currency Time Deposits Adopt a wish under The Boys' Brigade Share-a-Gift 2012 programme Sign up for electronic statement

To find out more, click here.

Prizes include movie tickets, Christmas log cakes, airport limousine transfers and more. For details, visit us at the following locations:

Click here to locate your closest branch.

Citibank Singapore credit cards review

Citi Clear Card Citi Clear Card- a Credit Card tailored specially for tertiary students and young working adults, lets you enjoy privileges round the clock. With exclusive discounts at over 1,000 locations, from partying, dining to shopping, get the most out of life!
Citi Clear Platinum Card With 5X Rewards on your preferred lifestyle privileges, exclusive after-dark privileges and invites to events, parties and more, enjoy the best of what life has to offer. Get this card if you frequent and spend often at Nightspots, Cinemas, Cafes, Book & Music Stores!
Citi DIVIDEND Card Enjoy a world of exclusive privileges with the Citi DIVIDEND Card. With cashback benefits on every purchase you make, plus exclusive privileges for every facet of your varied lifestyle, it's simply a cleverer way of putting your cash back where it belongs - with you. You get a whopping 5% cashback for every dollar you spent, and to make it even sweeter, you can cashback for spendings overseas too!!
Citi Esso Mobil Privilege Card Own a car and spending lots on petrol or disel? Then get this card immediately! It's not just a credit card. It's the automatic choice for driving down your cost of motoring.Enjoy up to 17.4% petrol savings at any Esso service station in Singapore. Earn both your Citibank Credit Card rewards and Esso Smiles points on the same card
Citi M1 Platinum Visa Card A unique arrangement with telco M1. This is a must have credit card if you get your mobile subscriptions from M1. Earn up to 2.5% Bonus Cash on your monthly recurring M1 phone and broadband bills, that's $2.50 for every $100 of bill. For 10 months, that's a good $25 cashback. Put all your family phone lines under your name, and you get higher savings/cashback.
Citi Paragon Platinum MasterCard This could enjoy lesser popularity in terms of numbers since it's for a niche group of consumers only. From year-round 10% rebates in Style$ at participating stores and complimentary parking at Paragon to the Citi Paragon Premium Membership Program and Citi Paragon Junior Club, the Card offers you an array of privileges that will leave you spoilt for choice. The perks are Complimentary coffee and parking and Citi Paragon Premium Membership.
Citi Platinum Card Earn 5X Rewards at every department store, supermarket and hypermarket island wide. Receive 6% rebate at TANGS all year round. Possibly one of the cards that you want to consider seriously too. Supermarkets/Hypermarkets included:
Carrefour . Cold Storage . Giant . Market Place . NTUC Fair Price . Shop N Save . Singapore Meidi-Ya (Applicable only at outlets accepting credit card payment)
Department Stores included:
TANGS . Isetan . John Little . Marks & Spencer . Metro . OG . Robinsons . BHG . Takashimaya Department Store.
Citi PremierMiles Card
Do you travel alot for business or persona/social holiday trips?Take flight into a world of freedom. Citi PremierMiles Card has been designed for you, the discerning frequent traveller, offering the most airline miles and the most freedom to redeem your miles. With no minimum spending required and no limit to the Citi Miles you can earn, there's no faster way to accumulate the most miles.
Citi Rewards Card
With 10x rewards, your shopping gets you the most rewards locally and overseas, all year long. Enjoy Rewards x10 (S$1 spend = Citi $10) whenever you shop for shoes, bags or clothing or at department stores, locally & overseas. Earn up to 10% Citi Rebate at over 500 locations island wide.
Citibank SMRT Platinum Visa CardLet Citi turn your daily spend into savings. Combining the convenience of an ez-link card and the benefits you enjoy as a Citibank cardmember, earn most rebates islandwide at your favorite merchants to redeem for vouchers and free rides.Enjoy up to 5% rebate on grocery and coffee. Enjoy up to 2% rebate on your ez-link top up as you tap and go.
Citi TANGS Platinum Visa CardFor the shopper who shops frequently at TANGS. With Citi TANGS Platinum Visa Card, you never have to shop around for another card that gives you better value and recognition at TANGS. Why is this card good? That's because you get 10% rebate all year round and up to 12% rebate on special days at TANGS Orchard, TANGS VivoCity, TANG+Co & STUDIOTANGS. And yes, you get Birthday treats for a sweeter shopping experience
Citibank Business/Corporate Gold CardAre you a businessman? You will be glad to know this card allows you to spend conveniently on your credit card, making expense management easier, and you get business discount and privileges too. It's smarter. It's easier. It's faster. The Citibank Business/Corporate Gold Card is business made better. Designed to save you time, effort and money, it comes with a host of benefits that will help you manage your business more efficiently and cost-effectively. Other benefits include: Business discounts and privileges on hotels, dining, office suppliers & more, Complimentary travel and corporate liability waiver insurance, wide global acceptance.
Citibank Purchasing Card (company)
Citibank Purchasing Card offers greater control and savings on your company's commodity expenses. Employees have more control on the buying cycle and they can make the best use of their time, increasing operational efficiency and reducing costs significantly.Flexible MIS reporting
Citibank Travel Account Management (company)
Citibank Travel Account Management programme is designed to help businesses streamline the billing, reconciliation and payment process for all business travel arrangements. The programme offers businesses a world of control, convenience and enhanced information with its card-less centralised billing account.
A full suite of benefits for you
Streamlined billing and payment process
Easy reconciliation
Extended credit terms
Comprehensive and customised expense management reports
Complimentary travel & corporate liability waiver insurance

15. CitiBusiness Card (generally for business owners)
The CitiBusiness card acts as your business's passport into a world of new business opportunities. Apart from receiving generous credit support for smoother business operations, we also offer you an unsurpassed suite of business benefits. What's more, you will enjoy rewards and privileges that are exclusive to CitiBusiness Cardholders.

Citibank Clear Platinum Card review

Top 3 reasons to get a Citibank Clear Platinum Card
Enjoy 5x Rewards for Online Shopping, Nightspots, Cinemas and Cafés and redeem your Rewards for absolutely anything!
Get rewarded when you check in, share or "cool" (like) our deals on Facebook using Clear.24.7, with exclusive after-dark privileges at Zouk, Wala Wala Cafe Bar, KPO, Balaclava and receive monthly invites to parties!
Utilise Visa payWave for on the go, convenient and secure transactions. Simply wave your card at any payWave secure reader!

Benefits
5X Rewards* at your favourite outlets:
Nightspots - Zouk, Butter Factory, Wala Wala Café Bar, Helipad, Brewerkz, St James Power Station and more
Cinemas - Cathay, Golden Village, Shaw, Eng Wah and more
Cafes - Starbucks, The Coffee Bean & Tea Leaf ®, TCC, Spinelli, Coffee Club and more
Online Shopping – Amazon.com, ASOS, Gmarket SG and more
Exclusive after-dark privileges at:
Zouk - free entry & 1-for-1 drinks
Wala Wala Café Bar - 15% off total bill

Terms & Conditions apply.
Invites to Clear Platinum events, parties, sale previews and more
Redeem your Rewards for absolutely anything - select from the extensive Rewards catalogue, offset the cost of any purchase of your choice, or enjoy instant redemption at selected merchants with Instant Citi Rewards!
Discounts and privileges at over 1,000 Citibank Gourmet Pleasures establishments and retailers islandwide
Up to 10% Citi Rebate at over 500 locations
6% rebate at TANGS all year round and 12% on special days
10% discount at Esso petrol stations
Movie privileges at Cathay, Shaw and more
Online shopping privileges with Citi Globeshopper
Attractive deals around the world with Citibank World Privileges
Golf privileges at over 200 of the best golf courses around the world
Bank on the go with Citi Mobile
Ultimate personalized assistance with Citibank Platinum Services at 6238 7777

Features
Earn 5 Citi Dollars for every S$1 spent on Online Shopping, Nightspots, Cinemas and Cafes
Earn 1 Citi Dollar for every S$1 on all other spend
Enjoy 5 year validity for your Citi Dollars
Option to convert Citi Dollars into miles at the following frequent flyer partners: Singapore Airlines Krisflyer, Asia Miles, Royal Orchid Plus, Worldperks/SkyMiles. 1 Citi Dollar = 0.4 miles
Flexible Payment Plan at over 200 participating merchants
Balance Transfer - enjoy interest savings when you consolidate outstanding balances from other credit cards/overdraft facilities
Quick Cash instalment loan with choice of 12, 24, 36 months payment plans
Bill Pay - pay for your telco and utility bills at AXS Stations
One Bill - consolidate your bill payments for greater convenience
Supplementary cards - extend Platinum privileges to your loved ones

Hightlight
[Key Features] • 5X rewards at Cafes, Cinemas, Nightspots, Books/Music Stores
• Exclusive privileges at Zouk and other nightspots
• Discounts at over 800 retailers & restaurants islandwide
Eligibility
[Minimum annual income] $30000
Annual fee
[Principal] $150
[Supplementary] $80
[Annual fee waiver] First three years
Rewards
[Expiration] 1 year
Payment
[Repayment] AXS,ATM,CDM,Cheque,Branch(15),Interbank GIRO
[Grace Period] 25 days
Interest&Charges
[Effetive Interest Rate] 24% per annum (minimum $3)
[Minimum Payment] $50 or 1% of total Balance
[Late Fee] $40
Other fees
[Foreign currency] 1.5%
[Cash Advance] $10 or 5% of amount

Citibank SMRT Platinum Visa Card Review

Top 3 reasons to get a Citibank SMRT Platinum Visa Card Enjoy up to 5% rebate on grocery and coffee. Enjoy up to 2% rebate on your ez-link top up as you tap and go. Redeem your SMRT$ for vouchers and free rides. 

 Start charging to your Citi SMRT Platinum Visa Card today and unravel a journey to even more great privileges. Combining the convenience of an ez-link card and the benefits you enjoy as a Citibank cardmember, earn rebates faster at your favorite merchants to redeem for free rides and more!

Benefits

*Rebates will be given in the form of SMRT$. Rebates may be earned at participating merchants that accept credit card payments only.

^ Valid for EZ-Reload transactions charged to the Citibank SMRT Platinum Visa Card

Earn The Most Rebates Islandwide

Participating Merchants Monthly statement spend: More than $600 Monthly statement spend: Less than $600 Groceries Giant Cold Storage Market Place Sheng Siong Shop n Save Selected NTUC outlets^ Singapore MEIDI-YA Supermarket + Per transaction S$50 or more ^Click to view Selected NTUC outlets # Per transaction less than S$50 5%+ 3%# 4.7%+ 2.7%# Coffee Starbucks Coffee The Coffee Bean & Tea Leaf Coffee Club Dome Café The Connoisseur Concerto (tcc) Gloria Jean's Coffees 5%+ 4.7%+ Health and Beauty Watson's Your Personal Store Guardian Health & Beauty Unity NTUC Healthcare GNC Nature's Farm 2% 1.7% Restaurants Crystal Jade Group of Restaurants Swensen's Sakae Sushi Jack's Place Steak House & Restaurants 2% 1.7% Citibank One Bill M1 SingTel Starhub ACE Insurance Prudential PacNet Ace Insurance Singapore Press Holdings Selected Town Councils^ ^Click for listing of selected Town Councils 1% 0.7% ez-link Top-Up EZ- Reload transactions 2% 1.7% Other Spend Merchants other than the above 0.3%

Rebate Structure

Accumulate all your credit card spending on your Citibank SMRT Platinum Visa Card and redeem rebates for vouchers and free rides!

How to Apply

Requirements
You must be aged 21 years old and above Earn a minimum annual income of S$30,000 For foreigners, minimum annual income to qualify is S$60,000 For salaried employee: a copy of your NRIC/passport, latest original computerized payslip or Tax Notice of Assessment or last 12 months CPF statement For self-employed: a copy of your NRIC/passport, last 2 years Income Tax Notice of Assessment and last 3 months' bank statements
What it costs
Basic Card annual fee : $160.50 (inclusive of GST) Supplementary Card annual fee : $85.60 (inclusive of GST)
2 years annual fee waiver for basic and 2 supplementary cards

 SMRT Citibank card-Review 1:
This card can be used like an ez-link card which we use for public transport. It gives you 2% rebate on each ez-link topup which is the same as shaving 2% off your public transport expense.

Please take note that you are charged  SGD0.25 for every topup. Therefore, it makes sense to maximize the top-up amount (SGD50) to reduce the frequency of top-ups to save money.

Because of my thrifty lifestyle, I prefer cards that offer high rebates on basic unavoidable expenses to cards that focus on luxury spending. One helps us to save money, the other tempts us to spend money. It is a matter of lifestyle choice. Just spend if it makes you happy.

The SMRT card offers  high rebates on grocery shopping which are necessary household spending. You can get good discounts from the major supermarkets in Singapore like Giant, Carrefour, selected NTUC outlets etc

So far, I cannot find another card with rebates that covers so many supermarkets.

Review 2:

Currently, the most frequently used credit card of mine is the Citibank SMRT Platinum. The main reason for that is the 5% rebate on groceries. As I usually buy groceries from the Giant, it earns some amount of rebate every month. Besides the Giant, it also has 5% rebate at Cold Storage, Carrefour. Besides groceries, that card is also with the Ez-link function and can do auto top-up with credit. Every auto top-up costs 25cents, but you can earn 2% rebate at the mean time. That card also has rebate in some Coffees and restaurants. If you are considering credit cards from Citibank, that one may be a good choice. The rebate for the SMRT card can be collected by calling the Citi hotline and select the types of vouchers. The vouchers are $10 each and you may not be able to redeem the rebate if the value is below $10. I usually redeem the SMRT voucher to top-up the Ez-link and there are some other vouchers available as well. The rebate earned from the SMRT card is about $100 per year based on normal consumption. I have applied other two cards such as Citi Clear and Citibank Platinum before, but I have cancelled those two cards eventually as I seldom use them. 

Review 3:

SMRT credit card huh? Looks like transport costs must really be through the roof. I’ll tell you one thing: I hope this card works in cabs. Get it? Because that’s what you’ll be using if you try the train! 

This card is designed for people who love public transport (so go apply for it, all two of you). It doubles as an EZ-Link card, so anyone stealing it can flee more easily. The card also offers a range of interesting benefits:

• Get SMRT rebates and free rides
• Cash rebate for shopping
• Wide range of dining discounts
• Great for groceries
• Petrol discount, because logic sucks

As you spend money, you’ll accumulate SMRT dollars. Every $10 SMRT dollars can be traded for a $10 voucher, valid at participating outlets such as Giant, Cold Storage, or Carrefour. Because so many of the rewards are redeemable at supermarkets, this is a great card for grocery shopping. You can also use SMRT dollars to top up your EZ Link card.

This card also has an impressive 6% cash rebate, but only for shopping at Tangs. Dining discounts have a good range, applicable at restaurants from Sakae Sushi to Boon Tong Kee.

Oh, and there’s a 5% discount at Esso. This makes sense.