Citibank Clear Platinum Card review

Top 3 reasons to get a Citibank Clear Platinum Card
Enjoy 5x Rewards for Online Shopping, Nightspots, Cinemas and Cafés and redeem your Rewards for absolutely anything!
Get rewarded when you check in, share or "cool" (like) our deals on Facebook using Clear.24.7, with exclusive after-dark privileges at Zouk, Wala Wala Cafe Bar, KPO, Balaclava and receive monthly invites to parties!
Utilise Visa payWave for on the go, convenient and secure transactions. Simply wave your card at any payWave secure reader!

Benefits
5X Rewards* at your favourite outlets:
Nightspots - Zouk, Butter Factory, Wala Wala Café Bar, Helipad, Brewerkz, St James Power Station and more
Cinemas - Cathay, Golden Village, Shaw, Eng Wah and more
Cafes - Starbucks, The Coffee Bean & Tea Leaf ®, TCC, Spinelli, Coffee Club and more
Online Shopping – Amazon.com, ASOS, Gmarket SG and more
Exclusive after-dark privileges at:
Zouk - free entry & 1-for-1 drinks
Wala Wala Café Bar - 15% off total bill

Terms & Conditions apply.
Invites to Clear Platinum events, parties, sale previews and more
Redeem your Rewards for absolutely anything - select from the extensive Rewards catalogue, offset the cost of any purchase of your choice, or enjoy instant redemption at selected merchants with Instant Citi Rewards!
Discounts and privileges at over 1,000 Citibank Gourmet Pleasures establishments and retailers islandwide
Up to 10% Citi Rebate at over 500 locations
6% rebate at TANGS all year round and 12% on special days
10% discount at Esso petrol stations
Movie privileges at Cathay, Shaw and more
Online shopping privileges with Citi Globeshopper
Attractive deals around the world with Citibank World Privileges
Golf privileges at over 200 of the best golf courses around the world
Bank on the go with Citi Mobile
Ultimate personalized assistance with Citibank Platinum Services at 6238 7777

Features
Earn 5 Citi Dollars for every S$1 spent on Online Shopping, Nightspots, Cinemas and Cafes
Earn 1 Citi Dollar for every S$1 on all other spend
Enjoy 5 year validity for your Citi Dollars
Option to convert Citi Dollars into miles at the following frequent flyer partners: Singapore Airlines Krisflyer, Asia Miles, Royal Orchid Plus, Worldperks/SkyMiles. 1 Citi Dollar = 0.4 miles
Flexible Payment Plan at over 200 participating merchants
Balance Transfer - enjoy interest savings when you consolidate outstanding balances from other credit cards/overdraft facilities
Quick Cash instalment loan with choice of 12, 24, 36 months payment plans
Bill Pay - pay for your telco and utility bills at AXS Stations
One Bill - consolidate your bill payments for greater convenience
Supplementary cards - extend Platinum privileges to your loved ones

Hightlight
[Key Features] • 5X rewards at Cafes, Cinemas, Nightspots, Books/Music Stores
• Exclusive privileges at Zouk and other nightspots
• Discounts at over 800 retailers & restaurants islandwide
Eligibility
[Minimum annual income] $30000
Annual fee
[Principal] $150
[Supplementary] $80
[Annual fee waiver] First three years
Rewards
[Expiration] 1 year
Payment
[Repayment] AXS,ATM,CDM,Cheque,Branch(15),Interbank GIRO
[Grace Period] 25 days
Interest&Charges
[Effetive Interest Rate] 24% per annum (minimum $3)
[Minimum Payment] $50 or 1% of total Balance
[Late Fee] $40
Other fees
[Foreign currency] 1.5%
[Cash Advance] $10 or 5% of amount